Savings Choices

Making Smart Savings Choices In today’s unsettled economy, many people are looking for ways to stretch their money—but sometimes this includes altering insurance coverages to dangerously low levels or eliminating coverage entirely. If you’re thinking about changing your coverage to save money, consider these key issues below — and give us a call. We can…

How to Check Your Property for Damage After a Storm

How to Check Your Property for Damage After a Storm When a big storm hits the Tri-Valley, you hunker down inside, relying on your home to protect you and your family. Once that storm passes, though, it’s time to repay the favor — identifying damage and protecting your home from further issues. The National Storm…

Donate backpacks & school supplies to local families in need this school year!

Help Gene Morgan Insurance collect backpacks and school supplies for local children in need throughout the Tri-Valley area! They are looking to collect new or gently used backpacks, pencils, erasers, notebooks, lined and craft paper, calculators, scissors, glue, rulers, Crayola crayons, colored pencils, markers, smelly pens, folders, 3-ring binders, etc. Gene Morgan Insurance is located…

Let’s Keep Our Lawns – and Ourselves – Safe in the Bay Area!

For many of our neighbors in the Bay Area, summer means more than sunshine and vacations. It also means working in the yard – often with tools that can be dangerous if not used properly. Each year about 400,000 people are treated for injuries from lawn and garden tools, according to the U.S. Consumer Product…

Don’t Get Soaked!

Of all the appliances found in the home, the water heater and washing machine are the most likely to cause serious damage, and cost home owners a bundle. According to a nationwide analysis by Safeco Insurance, one out of every 10 water-damage claims can be traced back to a malfunctioning hot water tank or washing…

Play It Safe This Halloween

Smart parents can ensure a safe Halloween by accompanying small children around the neighborhood. If children are old enough to explore the neighborhood on their own, advise them to visit homes where they know they’ll be welcome. If the house is dark and uninviting, tell the kids to stay away. Parents should also leave the…

Traveling With Your Best (Four-Legged) Friend

Whether you’re headed out on the road for a weekend drive or a longer vacation, there are some car trips we simply wouldn’t think of making without including the four-legged member of the family. Just as you make plans for a safe and comfortable trip for your family and friends, it’s a good idea to…

Got Pet Insurance?

You buy health insurance for yourself, so why not buy it for your best friend too? Caring for a sick pet can be very costly, especially since your furry friend cannot tell you what is wrong. Pet insurance is becoming more and more common these days and can come in very handy when you need…

Winter Storms Ahead: Are You Ready?

We admit it: As insurance pros, our picture of winter isn’t exactly cozy. Winter storms mean traffic snarls, hillsides turning to sheets of ice, and cars sliding around like hockey pucks. Cold temperatures can cause pipes to burst, frost swells and other damage. Heating your home with fireplaces and holiday lighting can increase the risk…