In California, there are a few insurance companies that automatically include enrollment into a Wildfire Defense Program in designated high-risk wildfire locations for their homeowner’s insurance policy holders. The program can provide crews to remove overgrown vegetation, fuel tanks or trash from the property. They may also use temporary sprinkler systems or fire engines and,…
In the event of a sudden emergency such as a wildfire, you may have just minutes to gather your family and important papers, and get out of your house, possibly for good. Are you prepared? With preparation and practice, you stand the best chance of getting out with what you and your family need, and…
First things first: Do you really need to bring your tablet or laptop on your camping trip in Yosemite or another campsite in Northern California? Are you really going to watch a movie instead of looking at the stars? Check your email instead of roasting marshmallows? Work instead of play? Well, OK. We can’t stop…
If you are in an area with a sudden wildfire, or have a friend or family member who is, please follow this last minute checklist. Stay safe out there, California!
Severe burns, amputations, blindness, and, in some cases, deaths are often the result of 4th of July celebrations. CAL FIRE’s Office of the State Fire Marshal has the following tips: ▪ Local ordinances should be verified before purchasing and/or using fireworks. ▪ Always read directions. ▪ Always have an adult present. ▪ Use fireworks outdoors…
Imagine how devastating it would be to lose your home in a fire. Now imagine not being able to rebuild it completely because you didn’t have the correct amount of insurance. Selecting the proper amount of coverage is the single most important decision you can make with your Homeowners policy. Without it, you may not…
We have seen the recent headlines of the destructive fire in Arizona and the families who have been evacuated from their homes. In the event of a sudden emergency such as a wildfire, you may have just minutes to gather your family and important papers, and get out of your house, possibly for good….
If you live in California, you live in an area prone to wildfire. Are you prepared? Governor Brown has declared May 1st-7th Wildfire Awareness Week. To help promote it, here are some tips to be sure you are adequately covered for a wildfire; as well as suggestions to reduce your potential loss should you become victim to…
Whether your home is seasonally unoccupied, your tenant recently left, or your property is vacant due to unforeseen circumstances, check out these tips on how to protect your vacant property from damage. Residential Property Owners: Keep wind and water out – make sure that tree branches are cut back 5 to 6 feet from roof…
Only YOU can prevent wildfires! Now that we are approaching the dry summer months, we are at risk for wildfires! California has had the most costly wildfires in recent years. Read on to learn the facts of California wildfires, and how you can help protect your home! GET THE FACTS: In 2009 California had 405,585 acres burned…
Call us at (925) 447-2565 or email us at save@genemorganinsurance.com for your free homeowner’s insurance quote!
