I’m borrowing my friend’s car … am I covered?

Most people have an idea of what’s covered and not covered under their various insurance policies. But at Gene Morgan Insurance Agency, we get a lot of questions about borrowing or loaning a car. Anytime you might be looking to borrow your neighbor’s truck for a home-improvement project, or borrow a friend’s car if yours…

Things to keep in mind when buying a car

Buying a new car is an exciting time — but it can also be stressful. After all, you’re trying to get the best deal on price, while also deciding on the make, model and features you need. Here at Gene Morgan Insurance, we can’t really help you become a master negotiator when it comes to…

Motorcycle Safety

As the weather gets warmer outside most motorcycle riders are beginning to ride more often. Now is the best time to review your motorcycle insurance to make sure you are properly covered! In addition, please take note of the below important safety tips to keep you safe on the road! Nine out of 10 motorcycle…

Introducing Mercury Insurance

As independent agents are always looking for ways to grow and expand our product and carrier offering to better serve our clients. We recently became appointed with Mercury Insurance and are excited to begin working with them! Mercury Insurance is a regional carrier with heavy roots in California. They write personal & commercial auto insurance,…

Fall Night Driving Dangers

  A little extra caution can go a long way while driving at night   Summer has ended, and while fall and winter have their own pleasures; longer nights mean increased danger on the roads. You might think you drive just as well at night, but consider this: Even though nighttime driving accounts for just…

Umbrella Insurance: What You Need to Know

Umbrella insurance refers to liability insurancethat is in excess of underlying insurance (home & auto) and also potentially primary insurance for losses not covered by the other policies. In the blink of an eye, a multimillion dollar lawsuit could jeopardize your  home, car, property, savings, investments and even your future income. In most  cases an…

Things to keep in mind when buying a car

Buying a new car is an exciting time — but it can also be stressful. After all, you’re trying to get the best deal on price, while also deciding on the make, model and features you need. Here at Gene Morgan Insurance, we can’t really help you become a master negotiator when it comes to…

Night Driving Dangers

A little extra caution can go a long way while driving at night   Summer has ended, and while fall and winter have their own pleasures  — longer nights mean increased danger on the roads. You might think you drive just as well at night, but consider this: Even though nighttime driving accounts for just…

Traveling With Your Best (four-legged) Friend!

Whether you’re headed out on the road for a weekend drive or a longer vacation, there are some car trips we simply wouldn’t think of making without including the four-legged member of the family. Just as you make plans for a safe and comfortable trip for your family and friends, it’s a good idea to…