Trying to Save Money? Avoid the 5 Biggest Insurance Mistakes!

With nearly one in 10 Americans jobless, foreclosed homes reaching record heights, and others forced to make ends meet with less money, many people are looking for ways to cut costs on their insurance premiums. There are smart ways to save on home and auto insurance; however, there also mistakes that can result in being…

Leave The Paper Trail Behind!

Go green… Go paperless! The advantages of “going paperless” on your insurance policies are endless. For starters, you will help save the forests, but it can also help you become more efficient! Paying bills online saves time, money, and energy. By simply clicking the “pay now” button on your insurance company’s website you will have instantly…

7 Reasons Why Gene Morgan Should Be Your Insurance Agents

We’re independent insurance agents. We have the freedom to find you the coverage you need at the lowest possible premium. Complete coverage for individuals and families – auto, homeowners, renters, boats, motor homes, health and life insurance. Complete coverage for your business – business property, liability, workers comp, professional liability, bonds, marine, farms, trucking, accident…

Separated or Divorced? Protect Your Assets and Review Your Insurance!

With many divorces and separations making headlines in Hollywood today, it is bringing forward and important issue in insurance. Changes in your life will impact your needs and credit, so it is important to learn how to protect your assets. Nearly half of all marriages in the U.S. are likely to end in divorce, and…

Uninsured Motorists Are on the Rise!

There’s another unfortunate side of the economic downturn that impacts every driver on the road: The number of uninsured or underinsured motorists is expected to rise. According to a recent study from the Insurance Research Council, about one in six drivers across the United States may be driving uninsured through 2010. This means responsible drivers…

Don’t Get A Deer Caught In Your Headlights!

It’s deer season! Deer migration and mating season runs from October through December, which means a spike in movement and population. What does this mean for you? More deer-vehicle related collisions.  The Insurance Information Institute estimates that there are more than 1.6 million deer related collisions each year, resulting in over $3.6 billion in vehicle…

New Law For Repeat DUI Offenders In California

Starting January 1st, 2012 California roads might be getting a little safer under legislation signed by Governor Schwarzenegger on Monday. The new measure will allow judges to revoke a person’s drivers license for up to 10 years if they have three or more convictions for driving under the influence within the prior decade. It’s no…

Kids Headed Off to College?

We know it seems like just yesterday your kids were headed off to their first day of kindergarten. But amidst the tears and sadness you feel as your children head off to college, there are some more important things to dwell on… like your insurance! Will they have property coverage inside their dorm or apartment?…

Top 5 Reasons to Buy an Umbrella Policy

If you have assets to protect, it is essential you buy an umbrella policy to cover your home and auto insurance policies. Claims can arise from many different situations. The below list are true-life stories that can easily happen to anyone. Auto Insurance Claims. A policyholder’s child loses control on a highway overpass. The car…

Manage Your Insurance Policy On the Go!!

With today’s improved technology, most major insurance companies have introduced phone applications. Companies from Progressive, Travelers, Safeco, Nationwide, Allstate, State Farm, Farmers, and many others have introcuded such apps. Not sure how to find these applications? Contact your insurance agent if you need help. So what does this mean for you? You can pay your…