Don’t Get A Deer Caught In Your Headlights!

It’s deer season! Deer migration and mating season runs from October through December, which means a spike in movement and population. What does this mean for you? More deer-vehicle related collisions.  The Insurance Information Institute estimates that there are more than 1.6 million deer related collisions each year, resulting in over $3.6 billion in vehicle…

Remodeling Or Updating Your Home?

Whether you are adding solar panels, or creating your own mystery house, don’t forget to update your insurance when you have upgraded your home! There are so many things to think about when you are a homeowner and sometimes things slip through the cracks. Maybe you have installed an alarm system, replaced your roof, or…

Play It Safe This Summer!

If you’re going to train your dachshund to drive your boat, you should know these facts first….. Personal watercraft are not generally covered by homeowners or auto insurance, and where they are, the coverage limits can be fairly low. You may need to purchase a specifically designed policy in order to insure these vessels. The personal…

Smokey the Bear Says…

Only YOU can prevent wildfires! Now that we are approaching the dry summer months, we are at risk for wildfires! California has had the most costly wildfires in recent years. Read on to learn the facts of California wildfires, and how you can help protect your home! GET THE FACTS: In 2009 California had 405,585 acres burned…

Meet Your Agent, Marnie!

Born and raised here in Livermore, Marnie is the youngest of 3 girls. She loves spending time with her family and extended family in Idaho. Recently, Marnie took a trip to Europe and visited London, Paris, and Amsterdam and is very excited to go back and explore more! She also loves going to Disneyland with…

Bad News, You Aren’t Superman

  While you might have a leg up on him in the kryptonite department, the unfortunate truth is that you should probably be prepared for the worst. Life insurance is inexpensive and relatively painless. You could potentially get coverage for around $20 a month! Don’t you think it is worth it to protect your loved…

Meet your agent, Karla!

I was born in Costa Rica and moved to the United States at the age of five. I grew up in New York and moved to California in 1996. I have not been back to New York since I left as I absolutely love California! I am married and have a 17 year old son and…

Have You Heard?

Our clients love us! Check out some of our most recent testimonials from our clients: “After 35 years with the same insurance company, we decided to contact Gene Morgan’s Insurance to get a quote on our insurance.  Briefly describing our insurance needs to Mike Morgan he requested we email him property addresses, make and model…

What is an umbrella liability policy?

If you are ever sued, your standard homeowners or auto policy will provide you with some liability coverage, paying for judgements against you and your attorney’s fees, up to a limit set in the policy. However, in our litigious society, you may want to have an extra layer of liability protection. That’s what a personal…

Pets Are People, Too!

You take them to the park, to the groomer’s, or just for a joyride…they’re your pets and your passengers. So shouldn’t they be covered by your auto insurance policy? We think so. Most insurance companies are adding endorsements on their auto policies to include this much-needed coverage! They understand how much pet owners love their…