Think You Can’t Afford Life Insurance, or Don’t Need it?

Thank you can’t afford life insurance? Think again. Term life insurance is actually much more affordable than most people know. It can cost as little as $12 a month for a healthy individual, depending on the term and amount. Most plans offer flexible payment options that can be helpful if your financial situation changes later…

So You Need (or Want) to Take a Defensive Driving Course

Whether you were caught speeding (or worse), you’re looking for a discount on your car insurance, or you simply want to be a better driver, there are a wide range of defensive driving and driver improvement courses available in California these days. But, which is right for you? Here are five tips to help you…

7 Reasons Why We Should be Your Insurance Agent!

We’re independent insurance agents. We have the freedom to find you the coverage you need at the lowest possible premium. Complete coverage for individuals and families – auto, homeowners, renters, boats, motor homes, health and life insurance. Complete coverage for your business – business property, liability, workers comp, professional liability, bonds, marine, farms, trucking, accident…

Buying A New Car

Things to keep in mind when buying a car Buying a new car is an exciting time — but it can also be stressful. After all, you’re trying to get the best deal on price, while also deciding on the make, model and features you need. Here at Gene Morgan Insurance Agency, we can’t really…

Protect Your Home While On Vacation

Spring Break is here! For some, that means it’s time for a vacation. We all look forward to vacations. Whether you’re planning on soaking up the sun on a tropical beach, or camping in a local park, it’s great to get away. You can relax and enjoy time with your family and friends and forget…

Spring Maintenance for Your Home

Spring Maintenance for Your Home When springtime rolls around in the Bay Area, almost everyone thinks of cleaning. That’s fine (we probably all need to do a little more of that, after all), but there’s something even more important to keep in mind: home maintenance. So, when it’s time to set your clocks ahead for daylight-saving…

I’m Borrowing my Friend’s Car… Am I Covered?

Most people have an idea of what’s covered and not covered under their various insurance policies. But at Gene Morgan Insurance Agency, we get a lot of questions about borrowing or loaning a car. Anytime you might be looking to borrow your neighbor’s truck for a home-improvement project, or borrow a friend’s car if yours…

What to do After a Major Water Leak or Indoor Flood

In California we have been experiencing heavy rain over the past few months. We thought now would be a great time to remind people what to do in the event of an emergency water leak or flood. Follow these steps in the event of an emergency: 1. Stop the Water If water is coming from…

Before the wind blows, secure your trees and shrubs!

The heavy rains and winds so far this winter season have been extreme and have caused many trees fall and cause bad damage across the state of California. At Gene Morgan Insurance, we want your yard and home to stay great throughout the season.  Take a look at the following tips to ensure you keep…

Over the river and through the woods in California…

Millions of Americans will do some traveling this President’s Day weekend – the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you’re simply driving around in the Bay Area or headed to Lake Tahoe At Gene Morgan Insurance, we’d like to help you not…