Many homeowners in Livermore see their energy bills each winter and think, “How can I be spending this much when the house isn’t even that warm?” To get an answer to that question, you should start with some other questions that will help determine just how efficiently you’re heating your home. Where is the warm…
Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many areas of the country, and they help keep things green, even if they keep you…
We have conversations daily with our clients about the extreme rise in insurance premiums lately. We are also here to tell you give you even more bad news: This is absolutely not expected to end any time soon. Why? Historic inflation and other contributing trends have been driving up costs related to the repair and…
5 Dos and Don’ts of Flying a Drone Drones are exploding in popularity in California, and so are the news stories about someone flying too close to a commercial aircraft or shooting down a drone. These are real incidents, but with these five dos and don’ts of drone operation, you don’t have to experience…
Wishing all of our clients a very Merry Christmas! Our office is closed today, December 24th and will reopen on Monday, December 27th.
For many, the holiday season is a time for celebration and fun with loved ones. But for others in the Tri-Valley, the season can be one of the loneliest times of the year. At Gene Morgan Insurance Agency, we know how precious the gift of time can mean to someone in Livermore during the Holidays. Here…
We know that decorating for Christmas is fun and festive; but before you climb on the roof to string your lights, know that about 12,500 injuries occur every year due to Christmas lights and decorations. Along with injuries, Christmas decorations also cause millions of dollars in property damage during the holidays. Be safe when decorating…
With our California winter storms well under way, it’s always a good idea to have an emergency kit handy in case of power outages or other issues — especially with the threat of stormy weather in fall and winter. See recommendations from the American Red Cross below. Emergency kit basics Water (one gallon per person,…
Thank you can’t afford life insurance? Think again. Term life insurance is actually much more affordable than most people know. It can cost as little as $12 a month for a healthy individual, depending on the term and amount. Most plans offer flexible payment options that can be helpful if your financial situation changes later…
Whether you were caught speeding (or worse), you’re looking for a discount on your car insurance, or you simply want to be a better driver, there are a wide range of defensive driving and driver improvement courses available in California these days. But, which is right for you? Here are five tips to help you…
