10 Ways To Save On Home Insurance

Looking for ways to save on your homeowner’s insurance? Read the top 10 ways to save below! SHOP AROUND. At your renewal be sure to get quotes from multiple companies. An independent agent can provide rate quotes from multiple companies. Every company has different rates in every area. INCREASE YOUR DEDUCTIBLE. Typically, home insurance deductibles…

Still not sure if you need an umbrella policy?

Maybe these TRUE stories will help change your mind: An insured was a retired doctor with significant assets.  The sun was in his eyes and he made a left turn and struck a motorcyclist and killed him.  This insured carried a $250k liability policy with no umbrella.  The motorcyclist that died was a CEO of a…

Smokey the Bear Says…

Only YOU can prevent wildfires! Now that we are approaching the dry summer months, we are at risk for wildfires! California has had the most costly wildfires in recent years. Read on to learn the facts of California wildfires, and how you can help protect your home! GET THE FACTS: In 2009 California had 405,585 acres burned…

It’s A Nice Day For A White Wedding

Getting married and the venue you chose is requiring special event insurance? Before you buy your policy, know what is covered and what might not be! Special event insurance is not only for weddings; it can be used to cover anniversary parties, quinceneras, graduation parties, or any other special event you might be planning! Special…

Takin’ Care of Business…

Before you start a new business, make sure to research what type and how much insurance you will need; as well as how much it will cost. Also find out what insurance is required by law in your state. General liability insurance is a must for all new business ventures. Any enterprise can be sued. Customers…

Have You Heard?

Our clients love us! Check out some of our most recent testimonials from our clients: “After 35 years with the same insurance company, we decided to contact Gene Morgan’s Insurance to get a quote on our insurance.  Briefly describing our insurance needs to Mike Morgan he requested we email him property addresses, make and model…

Beanie Babies…..Check!!

Do you have a coin or stamp collection? Perhaps you collect Star Wars figurines? Maybe you still have a secret stash of Beanie Babies that you are hoping make a comeback…… Whatever it is, you should be taking stock of what you have, just in case the worst happens. Now, this isn’t only for collectible items, you should also…

Thinking about buying health insurance?

How do I pick a health plan? Whether your employer gives you a choice of plans or you need to purchase your own coverage, it is crucial that you understand your health insurance choices and pick the insurance that is best for you and your family. Here are some questions you should ask yourself when…