Open Enrollment Ends 2/15/15

Health insurance open enrollment ends this weekend, on February 15th 2015. If you are currently uninsured this is the deadline to enroll for coverage effective 3/01/15. Remember, it is now the law to carry health insurance. Covered CA is our State’s exchange to apply for coverage that can provide financial assistance if you qualify. It…

Why Everyone Needs an Umbrella Policy

If you are ever sued, your standard homeowners or auto policy will provide you with some liability coverage, paying for judgments against you and your attorney’s fees, up to a limit set in the policy. However, in our litigious society, you may want to have an extra layer of liability protection. That’s what a personal…

Introducing Mercury Insurance

As independent agents are always looking for ways to grow and expand our product and carrier offering to better serve our clients. We recently became appointed with Mercury Insurance and are excited to begin working with them! Mercury Insurance is a regional carrier with heavy roots in California. They write personal & commercial auto insurance,…

Do You Have Enough Coverage to Rebuild Your Home?

Imagine how devastating it would be to lose your home in a fire. Now imagine not being able to rebuild it completely because you didn’t have the correct amount of insurance. Seeing a firefighter enter your home is definitely worst-case scenario; but we are here to explain why having accurate and comprehensive homeowner’s insurance is…

Water that Christmas Tree!

A real tree in your home can be a fire hazard, and even more so if it goes unwatered. Always keep your tree safe and clear of any decorations that can spark a flame near your tree, such as candles and other hazardous decorations. According to the National Fire Protection Association (www.nfpa.org), there are an…

Decorate Safely this Holiday Season

We know that decorating for Christmas is fun and festive; but before you climb on the roof to string your lights, know that about 12,500 injuries occur every year due to Christmas lights and decorations. Along with injuries, Christmas decorations also cause millions of dollars in property damage during the holidays. Be safe when decorating…

Play It Safe This Halloween!

Smart parents can ensure a safe Halloween by accompanying small children around the neighborhood. If children are old enough to explore the neighborhood on their own, advise them to visit homes where they know they’ll be welcome. If the house is dark and uninviting, tell the kids to stay away. Parents should also leave the…

Fall Night Driving Dangers

  A little extra caution can go a long way while driving at night   Summer has ended, and while fall and winter have their own pleasures; longer nights mean increased danger on the roads. You might think you drive just as well at night, but consider this: Even though nighttime driving accounts for just…

Making Smart Savings Choices

In today’s unsettled economy, many people are looking for ways to stretch their money—but sometimes this includes altering insurance  coverages to dangerously low levels or eliminating coverage entirely. If you’re thinking about changing your coverage to save money, consider these key issues below — and give us a call. We can help make sure you’ve…

Winter-Proof Your Home Before Storms Begin!

Although it may be hard to imagine preparing for winter storms today since it is still sunny and warm outside, now is the perfect time to “winter-proof” your home. Many winter-related disasters in your home can be prevented if you take simple precautions now in preparing your home for winter weather.