How Do You Find the Right Insurance Agent for Your Business?

The first and most important step in securing insurance for your business is finding the right insurance agent. A great insurance agent will be sure to get the best and most comprehensive coverage and the lowest cost possible. Here are some tips on how to find a good insurance agent for your business needs: Contact your…

Top 5 Reasons to Buy an Umbrella Policy

If you have assets to protect, it is essential you buy an umbrella policy to cover your home and auto insurance policies. Claims can arise from many different situations. The below list are true-life stories that can easily happen to anyone. Auto Insurance Claims. A policyholder’s child loses control on a highway overpass. The car…

Do You Need Workers Compensation Insurance?

To give you an easy answer… YES! Employers have a legal responsibility to their employees to make the workplace safe. However, accidents happen even when every reasonable safety measure has been taken. To protect employers from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income to employees hurt in…

Swimming Pool Safety Tips

Summer is well underway, and with the warm weather comes fun in swimming pools! Before you allow children and families to swim in the pool in your backyard, please take these pool safety tips into consideration. General Pool Safety Enclose with a 4 foot fence around all 4 sides. Enclose your pool or spa area…

Listen to Oprah: Don’t Text and Drive!

Oprah has teamed with Liberty Mutual Insurance company to get the word out… texting while driving is NOT safe!! Vehicular accidents are the #1 killer of teenagers in America. When it comes to teen driving, the danger of text messaging while driving is right up there with drunken driving. According the SADD (Students Against Destructive…

Gene Morgan Insurance Donates $10,000 to Local Schools

Last fall our agency, partnered with Safeco Insurance, donated $10,000 to the Livermore Valley Education Foundation. The money will be used this upcoming school year specifically for the music programs. All our employees attended a weekly school board meeting to shake hands with all the school board members, so they could thank us for our generous…

What is the Value of An Independent Agent?

WE DO THE SHOPPING FOR YOU! Insurance agents are trained and licensed professionals who dedicate their career to helping people with their insurance needs. They offer knowledgeable advice and guidance for all their client’s insurance needs; whether it be home, auto, life, health, or business insurance. Independent agents are a one-stop shop for all insurance!…

Remodeling Or Updating Your Home?

Whether you are adding solar panels, or creating your own mystery house, don’t forget to update your insurance when you have upgraded your home! There are so many things to think about when you are a homeowner and sometimes things slip through the cracks. Maybe you have installed an alarm system, replaced your roof, or…

Are Insurance Agents Better Than Secret Agents? You Decide…..

Sure, we may not be quite as suave or have awesome gadgets made out of everyday items, but we help you when it really matters. I mean, how often are you going to be chased down by some nefarious villain? It is more likely that you will have a claim on your insurance policy. Some people…

Still not sure if you need an umbrella policy?

Maybe these TRUE stories will help change your mind: An insured was a retired doctor with significant assets.  The sun was in his eyes and he made a left turn and struck a motorcyclist and killed him.  This insured carried a $250k liability policy with no umbrella.  The motorcyclist that died was a CEO of a…