Prevent Vehicle Break-Ins

A few tips for ensuring your vehicle does not get burglarized: Take ALL valuables out of your car. Most break-ins today are usually “crimes of opportunity,” and are not committed by professional thieves. Any item, no matter how insignificant, may create an interest for break-in. Try not to leave purses, wallets, shopping bags, gym bags,…

I’m Borrowing My Friend’s Car… Am I Covered?

Most people have an idea of what’s covered and not covered under their various insurance policies. But at Gene Morgan Insurance Agency, we get a lot of questions about borrowing or loaning a car. Anytime you might be looking to borrow your neighbor’s truck for a home-improvement project, or borrow a friend’s car if yours…

7 Reasons Why Gene Morgan Insurance Should Be Your Agent

We’re independent insurance agents. We have the freedom to find you the coverage you need at the lowest possible premium. Complete coverage for individuals and families – auto, homeowners, renters, boats, motor homes, health and life insurance. Complete coverage for your business – business property, liability, workers comp, professional liability, bonds, marine, farms, trucking, accident…

Things to Keep In Mind When Buying a Car

  Buying a new car is an exciting time — but it can also be stressful. After all, you’re trying to get the best deal on price, while also deciding on the make, model and features you need. Here at Gene Morgan Insurance Agency we can’t really help you become a master negotiator when it…

Protect Your Assets With an Umbrella Policy

A client of ours recently was involved in an unfortunate accident which has really reinforced our belief that most of our clients need an umbrella policy to protect their financial future. Most of our clients are unaware that standard limits on a homeowner’s or auto policy may not be enough!! If you are ever sued,…

Leave The Paper Trail Behind!

Go green… Go paperless! The advantages of “going paperless” on your insurance policies are endless. For starters, you will help save the forests, but it can also help you become more efficient! Paying bills online saves time, money, and energy. By simply clicking the “pay now” button on your insurance company’s website you will have instantly…

Separated or Divorced? Protect Your Assets and Review Your Insurance!

With many divorces and separations making headlines in Hollywood today, it is bringing forward and important issue in insurance. Changes in your life will impact your needs and credit, so it is important to learn how to protect your assets. Nearly half of all marriages in the U.S. are likely to end in divorce, and…

New Law For Repeat DUI Offenders In California

Starting January 1st, 2012 California roads might be getting a little safer under legislation signed by Governor Schwarzenegger on Monday. The new measure will allow judges to revoke a person’s drivers license for up to 10 years if they have three or more convictions for driving under the influence within the prior decade. It’s no…

I Just Got In An Accident! Now What Do I Do?!

The scene of a car accident can be scary and stressful, but if you know exactly what to do the whole process can go a lot more smoothly. Here are a few things to keep in mind: – If you are not at fault in an accident it is not necessary for you to get…

Manage Your Insurance Policy On the Go!!

With today’s improved technology, most major insurance companies have introduced phone applications. Companies from Progressive, Travelers, Safeco, Nationwide, Allstate, State Farm, Farmers, and many others have introcuded such apps. Not sure how to find these applications? Contact your insurance agent if you need help. So what does this mean for you? You can pay your…