Buying a Car for Your Grad? Here’s What to Keep in Mind

So, you’ve decided to reward your graduate with a car (or help him/her purchase one, at least). That’s great! Adding a car to the family can make life easier for everyone — as long as it’s the right car. Now, how do you figure out which car is the right car? Whether you’re shopping for…

How Efficiently (or Inefficiently) Do You Use Your Heat?

Many homeowners in Livermore see their energy bills each winter and think, “How can I be spending this much when the house isn’t even that warm?” To get an answer to that question, you should start with some other questions that will help determine just how efficiently you’re heating your home. Where is the warm…

The Light Side of Home Security

Leaving your lights on — is it really a good way to keep burglars away from your Pleasanton home, or can it actually attract them? Or, is it just a “good” way to increase your electricity bill? As with so many questions in life, there isn’t one “right” answer. Using lights to enhance your home security…

So You Need (or Want) to Take a Defensive Driving Course

Whether you were caught speeding (or worse), you’re looking for a discount on your car insurance, or you simply want to be a better driver, there are a wide range of defensive driving and driver improvement courses available in the East Bay Area these days. But, which is right for you? Here are five tips…

Expect higher-than-normal home and auto premium increases in 2022

We have conversations daily with our clients about the extreme rise in insurance premiums lately. We are also here to tell you give you even more bad news: This is absolutely not expected to end any time soon. Why? Historic inflation and other contributing trends have been driving up costs related to the repair and…

How to Check Your Property for Damage After a Storm

How to Check Your Property for Damage After a Storm When a big storm hits the Tri-Valley, you hunker down inside, relying on your home to protect you and your family. Once that storm passes, though, it’s time to repay the favor — identifying damage and protecting your home from further issues. The National Storm…

Paying too Much for Earthquake Insurance?

Many homeowners in California are unaware that there are options for earthquake insurance; you are not obligated to California Earthquake Authority only. There are many other private insurance companies that offer earthquake insurance, and often times it is less than HALF as much as CEA! You read that right. In many areas in California, the…

Protect Your RV this Winter!

Don’t Delay — Start Thinking About Winterizing Your RV Today Unless you’re headed to a warmer climate for the winter, fall in California is the time to start preparing your RV for winter (as long as you’re done using it for a while, that is). The elements can wreak havoc on your RV’s systems and exterior,…

Do You Need Earthquake Insurance?

Earthquakes are real concerns for California homeowners. A recent USGS study puts the odds of having a magnitude 6.7 (the same magnitude as the 1994 Northridge Earthquake) or greater quake in California at more than 99% during the next 30 years. Homeowners’ insurance policies do not cover damage and loss caused by earthquakes. Many people…

Paying too Much for Earthquake Insurance?

Many homeowners in California are unaware that there are options for earthquake insurance; you are not obligated to California Earthquake Authority only. There are many other private insurance companies that offer earthquake insurance, and often times it is less than HALF as much as CEA! You read that right. In many areas in California, the…