Medicare Open Enrollment is Now!

Medicare open enrollment begins this Friday on October 15th and ends on December 7th. Now is the time to review and change your plan; or enroll if you already 65 and have not done so yet. Contact us today for your free review of your Medicare options. Our agency has a dedicated Medicare certified agent:…

Winter Proof Your Home Before Storms Begin

Although it may be hard to imagine preparing for winter storms today since it is still sunny and warm outside, now is the perfect time to “winter-proof” your home. Many winter-related disasters in your home can be prevented if you take simple precautions now in preparing your home for winter weather. An important part of…

What Car Drivers Need to Know About Motorcycles

Spring is here, which means you’ll likely see more motorcycles on the road. And the key word here is “see.” People driving cars and trucks often fail to notice the motorcyclists around them, partly because they’re not accustomed to looking for them. It’s obvious yet bears repeating: Motorcyclists are much more vulnerable than car and…

Do You Need Earthquake Insurance?

Earthquakes are real concerns for California homeowners. A recent USGS study puts the odds of having a magnitude 6.7 (the same magnitude as the 1994 Northridge Earthquake) or greater quake in California at more than 99% during the next 30 years. Homeowners’ insurance policies do not cover damage and loss caused by earthquakes. Many people…

This Valentine’s day – Give the gift of LOVE & PROTECTION!

Protect those you love the most this Valentine’s day, give the gift of life insurance! Thank you can’t afford life insurance? Think again. Term life insurance is actually much more affordable than most people know. It can cost as little as $12 a month for a healthy individual, depending on the term and amount. Most…

Protect Your RV this Winter

Don’t Delay — Start Thinking About Winterizing Your RV Today Unless you’re headed to a warmer climate for the winter, fall in California is the time to start preparing your RV for winter (as long as you’re done using it for a while, that is). The elements can wreak havoc on your RV’s systems and exterior,…

Medicare Open Enrollment is Now!

Medicare open enrollment began last week and ends on December 7th. Now is the time to review and change your plan; or enroll if you already 65 and have not done so yet. Contact us today for your free review of your Medicare options. Our agency has a dedicated Medicare certified agent: Christine Wuttke (925)…

When Water Goes Where it Shouldn’t, are you Covered?

Even a small leak can become a major problem, so knowing what you’re covered for and how to prevent water damage are equally important.  The below tips should help uncover any potential water problems down the road and keep your property dry. Check appliance hoses.  Standard hoses are not as durable as they used to…

Paying too Much for Earthquake Insurance?

Many homeowners in California are unaware that there are options for earthquake insurance; you are not obligated to California Earthquake Authority only. There are many other private insurance companies that offer earthquake insurance, and often times it is less than HALF as much as CEA! You read that right. In many areas in California, the…

Are you Protected by Wildfire Defense Systems?

In California, there are a few insurance companies that automatically include enrollment into a Wildfire Defense Program in designated high-risk wildfire locations for their homeowner’s insurance policy holders.  The program can provide crews to remove overgrown vegetation, fuel tanks or trash from the property. They may also use temporary sprinkler systems or fire engines and,…