Buying A New Car

Things to keep in mind when buying a car Buying a new car is an exciting time — but it can also be stressful. After all, you’re trying to get the best deal on price, while also deciding on the make, model and features you need. Here at Gene Morgan Insurance Agency, we can’t really…

Protect Your Home While On Vacation

Spring Break is here! For some, that means it’s time for a vacation. We all look forward to vacations. Whether you’re planning on soaking up the sun on a tropical beach, or camping in a local park, it’s great to get away. You can relax and enjoy time with your family and friends and forget…

I’m Borrowing my Friend’s Car… Am I Covered?

Most people have an idea of what’s covered and not covered under their various insurance policies. But at Gene Morgan Insurance Agency, we get a lot of questions about borrowing or loaning a car. Anytime you might be looking to borrow your neighbor’s truck for a home-improvement project, or borrow a friend’s car if yours…

What to do After a Major Water Leak or Indoor Flood

In California we have been experiencing heavy rain over the past few months. We thought now would be a great time to remind people what to do in the event of an emergency water leak or flood. Follow these steps in the event of an emergency: 1. Stop the Water If water is coming from…

Have some new jewelry in the house? Protect it!

Ah, Valentine’s Day is here, and love is in the air. Well, love and a few other things, such as chocolates, romantic dinners, candy hearts that say “Be Mine” – and, of course, jewelry. It’s exciting to receive jewelry from a loved one — or to give it as a gift. Not to mention romantic….

Blue Shield of California and Sutter Health have signed a new agreement

We are pleased to announce that Blue Shield and Sutter Health have signed a new 3-year agreement effective January 1, 2017. This means that Sutter Health hospitals and providers are part of Blue Shield’s statewide network. Blue Shield negotiates with providers with the goal of obtaining rates that help them keep healthcare coverage affordable. While…

Open Enrollment Begins Today!

  Health insurance open enrollment for individual & family plans begins today.  Whether you are signing up for a new plan or changing your current plan, the time is now to discuss your needs. Open enrollment will end on 1/31/17. If you miss this deadline you are not able to enroll for coverage unless you…

Should You Be Worried About Your Appliance Hoses?

There’s a ticking time bomb in your Tri-Valley, CA house right now, waiting to strike when you least expect it. In fact, there might even be more than one. And each can cause thousands and thousands of dollars in damage. We here at Gene Morgan Insurance are talking about faulty appliance hoses, of course. Consider…

What to Know Before You Go Solar

Solar panels can be economically and environmentally sound, and they’re more accessible than ever. According to one research firm, U.S. homes and businesses installed a new system every four minutes in 2013. But, is solar power right for you here in the Tri-Valley? To help you address the question, here are five things to think…

Protect Your Assets With an Umbrella Policy

A client of ours recently was involved in an unfortunate accident which has really reinforced our belief that most of our clients need an umbrella policy to protect their financial future. Most of our clients are unaware that standard limits on a homeowner’s or auto policy may not be enough!! If you are ever sued,…