Owning dogs is a fun and rewarding experience, however, if not dealt with responsibly, dogs can become a tremendous liability. “Dog bites accounted for more than one-third of all homeowners insurance liability claims paid out in 2010, costing nearly $413 million, according to the Insurance Information Institute” Jeanne M. Salvatore, senior vice president and consumer…
As we get closer to summer, boat owners should all be assessing their insurance needs if they do not carry boat insurance already. If you have a boat, you need boat insurance. Some people assume their homeowners’ policy is all they need to protect their boat. Not true. Typically, homeowners policies limited coverage for boats…
If you live in California, you live in an area prone to wildfire. Are you prepared? Governor Brown has declared May 1st-7th Wildfire Awareness Week. To help promote it, here are some tips to be sure you are adequately covered for a wildfire; as well as suggestions to reduce your potential loss should you become victim to…
“Karla knows who I am and always gets right back to me when there are questions.” -Joyce D. from Livermore, Ca “Everything is taken care of with one phone call and in a professional manner. Karla is a great agent!” -Jerry C. from Pleasanton, Ca “Great service overall. Any changes/questions/ additions are very easy transactions.”…
Do you have a diamond ring? A fur coat? Even a stamp collection? If so, are you sure that it is covered correctly under your home insurance policy? You might be surprised to find out that items such as jewelry and furs have a specific limit of coverage under a standard homeowners insurance policy. Not only that,…
Flood Safety Awareness Week is March 14-18. This year it is more important than ever after the devastation Japan is facing right now. It is important to be aware that even if you are not in a designated flood area, you can be affected. Fast melting snow, severe storms, and extended rainfall can all contribute…
We know how delightful a warm fire is in the winter months. Cuddling up with a cup of hot cocoa and reading your favorite book. However, as the temperature drops the risk of a house fire rises. Renters especially need to be aware of the coverage that they have for personal belongings since this is…
We admit it: As insurance pros, our picture of winter isn’t exactly cozy. Winter storms mean traffic snarls, hillsides turning to sheets of ice, and cars sliding around like hockey pucks. Cold temperatures can cause pipes to burst, frost swells and other damage. Heating your home with fireplaces and holiday lighting can increase the risk…
You’ve taken the plunge and opted for condo life. Now that the papers are signed, it seems like everything is taken care of for you-building maintenance, roof repairs, landscaping, insurance, etc. It’s time to relax because everything is covered, right? Not quite. The insurance policy provided by the condo association covers the building structure and…
We’re independent insurance agents. We have the freedom to find you the coverage you need at the lowest possible premium. Complete coverage for individuals and families – auto, homeowners, renters, boats, motor homes, health and life insurance. Complete coverage for your business – business property, liability, workers comp, professional liability, bonds, marine, farms, trucking, accident…
