When teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up: Car crashes are the leading cause of death for U.S. teens ages 14 through 18. A teen’s crash risk is three times that of more experienced drivers. Being in…
From genetically modified crops to the environmental and health effects of pesticides, more and more California residents are questioning whether they should grow what they eat. Wherever you stand on the issues surrounding today’s food supply, however, there are several good reasons to start your own garden: You’ll know exactly where your food was grown,…
When springtime rolls around in the Bay Area, almost everyone thinks of cleaning. That’s fine (we probably all need to do a little more of that, after all), but there’s something even more important to keep in mind: home maintenance. So, when it’s time to set your clocks ahead for daylight-saving time and change the batteries…
It has long been a myth that umbrella policies are only for high-net worth families and not necessary for most individuals. This notion is false as most people are at-first for claims and lawsuits that surpass their underlying insurance policy coverages. It is imperative that families with children, rental properties, watercraft, etc carry an umbrella…
If you are ever involved in an accident or sued, your standard homeowners or auto policy will provide you with some liability coverage, paying for judgments against you and your attorney’s fees, up to a limit set in the policy. However, in our litigious society, you may want to have an extra layer of liability…
Buying a new car is an exciting time — but it can also be stressful. After all, you’re trying to get the best deal on price, while also deciding on the make, model and features you need. Here at Gene Morgan Insurance, we can’t really help you become a master negotiator when it comes to…
With summer just around the corner, it’s a great time to start planning your RV trip. Whether you’re heading to Southern California or planning your getaway a lot farther from home, you’ll want to make the trip safely. At Gene Morgan Insurance Agency, we want you to travel safely too. Here are some great tips…
As independent agents are always looking for ways to grow and expand our product and carrier offering to better serve our clients. We recently became appointed with Mercury Insurance and are excited to begin working with them! Mercury Insurance is a regional carrier with heavy roots in California. They write personal & commercial auto insurance,…
In today’s unsettled economy, many people are looking for ways to stretch their money—but sometimes this includes altering insurance coverages to dangerously low levels or eliminating coverage entirely. If you’re thinking about changing your coverage to save money, consider these key issues below — and give us a call. We can help make sure you’ve…
Do you own or manage a small business, or are you thinking of starting one? One of the most important things to consider is the insurance coverage you will need to accurately cover your business. It is important to remain properly protected while keeping premiums down. Below are the 4 most important policies most small…
