Whether your home is seasonally unoccupied, your tenant recently left, or your property is vacant due to unforeseen circumstances, check out these tips on how to protect your vacant property from damage. Residential Property Owners: Keep wind and water out – make sure that tree branches are cut back 5 to 6 feet from roof…
A 2009 survey shows that identity theft is on the rise-and it’s more likely to start with a stolen wallet than an online phishing expedition. Researchers at Javelin Strategy & Research reported that the number of identity theft cases increased 22 percent to 9.9 million in 2008. Crimes of opportunity, such as stolen wallets, represented…
We know it seems like just yesterday your kids were headed off to their first day of kindergarten. But amidst the tears and sadness you feel as your children head off to college, there are some more important things to dwell on… like your insurance! Will they have property coverage inside their dorm or apartment?…
If you have assets to protect, it is essential you buy an umbrella policy to cover your home and auto insurance policies. Claims can arise from many different situations. The below list are true-life stories that can easily happen to anyone. Auto Insurance Claims. A policyholder’s child loses control on a highway overpass. The car…
With today’s improved technology, most major insurance companies have introduced phone applications. Companies from Progressive, Travelers, Safeco, Nationwide, Allstate, State Farm, Farmers, and many others have introcuded such apps. Not sure how to find these applications? Contact your insurance agent if you need help. So what does this mean for you? You can pay your…
Summer is well underway, and with the warm weather comes fun in swimming pools! Before you allow children and families to swim in the pool in your backyard, please take these pool safety tips into consideration. General Pool Safety Enclose with a 4 foot fence around all 4 sides. Enclose your pool or spa area…
Did you know you are held liable by law if your dog bites someone? A person who is bit by a dog can sue the owner for any amount they wish! Homeowners insurance will protect you if you are held liable in court if your dog has bitten someone. Liability limits range anywhere from, $100,000…
Looking for ways to save on your homeowner’s insurance? Read the top 10 ways to save below! SHOP AROUND. At your renewal be sure to get quotes from multiple companies. An independent agent can provide rate quotes from multiple companies. Every company has different rates in every area. INCREASE YOUR DEDUCTIBLE. Typically, home insurance deductibles…
Whether you are adding solar panels, or creating your own mystery house, don’t forget to update your insurance when you have upgraded your home! There are so many things to think about when you are a homeowner and sometimes things slip through the cracks. Maybe you have installed an alarm system, replaced your roof, or…
If you’re going to train your dachshund to drive your boat, you should know these facts first….. Personal watercraft are not generally covered by homeowners or auto insurance, and where they are, the coverage limits can be fairly low. You may need to purchase a specifically designed policy in order to insure these vessels. The personal…
