Americans celebrate Memorial Day in the spring and Veterans Day in the fall. While it can be easy to confuse the two holidays, Memorial Day is set aside to honor American’s war dead; Veterans Day is intended to honor the service of all U.S. veterans, both living and dead. In fact, celebrations surrounding Veterans Day…
With Halloween this weekend, it is an important reminder to practice proper porch light safety! With trick or treaters out tomorrow it is important to remember to keep your porch lights on if you are handing out candy, and keep your porch lights off to notify families that you are not participating. The Light Side…
California Earthquake Authority (CEA) adjusted their rates over a 3-year period beginning 7/01/2019. This includes rate changes again on 7/01/2020 and 7/01/2021. With this rate change, according to CEA many policy holders will experience no change, or even a decrease. According to their data, only 15% of policy holders should see an increase. We have…
The San Francisco Bay Area is yet again under warning from PG&E that we may face rolling blackouts to prevent fires due to high winds and high temperatures. Below are some tips and guidelines for food safety should you be without power for a long period of time. Power Outages and Food Safety: Toss it…
We’re independent insurance agents. We have the freedom to find you the coverage you need at the lowest possible premium. Complete coverage for individuals and families – auto, homeowners, renters, boats, motor homes, health and life insurance. Complete coverage for your business – business property, liability, workers comp, professional liability, bonds, marine, farms, trucking, accident…
Even a small leak can become a major problem, so knowing what you’re covered for and how to prevent water damage are equally important. The below tips should help uncover any potential water problems down the road and keep your property dry. Check appliance hoses. Standard hoses are not as durable as they used to…
Many homeowners in California are unaware that there are options for earthquake insurance; you are not obligated to California Earthquake Authority only. There are many other private insurance companies that offer earthquake insurance, and often times it is less than HALF as much as CEA! You read that right. In many areas in California, the…
In California, there are a few insurance companies that automatically include enrollment into a Wildfire Defense Program in designated high-risk wildfire locations for their homeowner’s insurance policy holders. The program can provide crews to remove overgrown vegetation, fuel tanks or trash from the property. They may also use temporary sprinkler systems or fire engines and,…
Whether it’s escaping on your motorcycle, cruising in your boat or trekking cross-country in your RV, we can help protect whatever moves you. And since you are already a client of our agency, you could qualify for multiple-policy discounts on your insurance if you add a motorcycle, watercraft, or RV policy. Not only can we…
We recommend taking the following preventative measures to keep your home and personal belongings safe: Keep your home well-lit. Mount exterior lights in your yard or on your house so that they are out of reach of would-be burglars. Put indoor lights on a timer. Make it time-consuming to break into your home. Dead-bolt window…
