3 Important Things to Know About Fire Extinguishers

Whether your Bay Area home is a three-story Tudor, a skyline-grazing apartment or an RV on wheels, you need at least one fire extinguisher for it. But if you don’t have the right one, or you haven’t checked it recently, you may have a false sense of security rather than a fire-fighting device. There are…

Food Safety Tips in Power Outages

The San Francisco Bay Area is yet again under warning from PG&E that we may face rolling blackouts to prevent fires due to high winds and high temperatures. Below are some tips and guidelines for food safety should you be without power for a long period of time. Power Outages and Food Safety: Toss it…

Protect Your Home While On Vacation

We recommend taking the following preventative measures to keep your home and personal belongings safe: Keep your home well-lit. Mount exterior lights in your yard or on your house so that they are out of reach of would-be burglars. Put indoor lights on a timer. Make it time-consuming to break into your home. Dead-bolt window…

Protect Your Vacant Home!

Whether your home is seasonally unoccupied, your tenant recently left, or your property is vacant due to unforeseen circumstances, check out these tips on how to protect your vacant property from damage. Residential Property Owners: Keep wind and water out – make sure that tree branches are cut back 5 to 6 feet from roof…

Oh the Weather Outside is Frightful

We know how delightful a warm fire is in the winter months. Cuddling up with a cup of hot cocoa and reading your favorite book. However, as the temperature drops the risk of a house fire rises. Renters especially need to be aware of the coverage that they have for personal belongings since this is…

When Water Goes Where It Shouldn’t

Even a small leak can become a major problem, so knowing what you’re covered for and how to prevent water damage are equally important.  The below tips should help uncover any potential water problems down the road and keep your property dry. Check appliance hoses.  Standard hoses are not as durable as they used to…

Winter Storms Ahead – Are You Ready?

We admit it: As insurance pros, our picture of winter isn’t exactly cozy. Winter storms mean traffic snarls, hillsides turning to sheets of ice, and cars sliding around like hockey pucks. Cold temperatures can cause pipes to burst, frost swells and other damage. Heating your home with fireplaces and holiday lighting can increase the risk…

Preparing an Effective Evacuation Plan

In the event of a sudden emergency such as a wildfire, you may have just minutes to gather your family and important papers, and get out of your house, possibly for good. Are you prepared? With preparation and practice, you stand the best chance of getting out with what you and your family need, and…

The Importance of Renter’s Insurance

If you live in a rental home or apartment, chances are you don’t have the proper insurance. Despite the fact that rented homes are more likely to be burglarized than owner-occupied properties, nearly 60 percent of renters don’t have a renters policy. Why does it matter? “If you rent a house or apartment and think…

Prep Your House for Vacation

As you head out on vacation this summer, we recommend taking the following preventative measures to keep your home and personal belongings safe: Keep your home well-lit. Mount exterior lights in your yard or on your house so that they are out of reach of would-be burglars. Put indoor lights on a timer. Make it…