Did you know you are held liable by law if your dog bites someone? A person who is bit by a dog can sue the owner for any amount they wish! Homeowners insurance will protect you if you are held liable in court if your dog has bitten someone. Liability limits range anywhere from, $100,000…
As you head out on vacation this summer, we recommend taking the following preventative measures to keep your home and personal belongings safe: Keep your home well-lit. Mount exterior lights in your yard or on your house so that they are out of reach of would-be burglars. Put indoor lights on a timer. Make it…
Home Security is Easier — and Better — Than Ever Think home security in California. is still about bulky camera equipment and wires running all throughout your home? Think again. Today, things have changed quite a bit, and the playing field has been leveled. Advanced tools and security systems are more accessible and affordable than ever. (And installing…
Spring Break is here! For some, that means it’s time for a vacation. We all look forward to vacations. Whether you’re planning on soaking up the sun on a tropical beach, or camping in a local park, it’s great to get away. You can relax and enjoy time with your family and friends and forget…
Spring Maintenance for Your Home When springtime rolls around in the Bay Area, almost everyone thinks of cleaning. That’s fine (we probably all need to do a little more of that, after all), but there’s something even more important to keep in mind: home maintenance. So, when it’s time to set your clocks ahead for daylight-saving…
There’s a ticking time bomb in your Tri-Valley, CA house right now, waiting to strike when you least expect it. In fact, there might even be more than one. And each can cause thousands and thousands of dollars in damage. We here at Gene Morgan Insurance are talking about faulty appliance hoses, of course. Consider…
Imagine how devastating it would be to lose your home in a fire. Now imagine not being able to rebuild it completely because you didn’t have the correct amount of insurance. Seeing a firefighter enter your home is definitely worst-case scenario; but we are here to explain why having accurate and comprehensive homeowner’s insurance is…
A standard homeowners policy includes coverage for jewelry and other precious items such as watches and furs. These items are covered for losses caused by all the perils included in your policy such as fire, windstorm, theft and vandalism. However, there are special limits of liability for certain items, meaning that the insurer will not…
Do you have State Farm, Farmers, Allstate, or AAA homeowners insurance? Contact us today to save up to 50% or more on your home insurance! We really are saving new clients up to 50% off their premiums… Sometimes even more! So submit a quote request on our website. What do you have to lose? Our quotes…
Although it may be hard to imagine preparing for winter storms today since it is still sunny and warm outside, now is the perfect time to “winter-proof” your home. Many winter-related disasters in your home can be prevented if you take simple precautions now in preparing your home for winter weather….
