Add some strategy to your ‘Black Friday’ shopping

If there’s anything more satisfying than melting into the couch following a multi-course Thanksgiving dinner complete with all the fixings, it has to be shopping for the best deals of the season the day after in the Bay Area. Hitting the shops on Black Friday has become a ritual that is as all-American as watching…

Refer Your Friends & Family to Support Your Community!

We have revamped our referral program for 2016 to include donations to local non-profits. For ever referral a client sends to our agency they will receive a $25 gift card to Starbucks or Target, and will donate $25 to a local charity! Donations in the third quarter of 2016 will go to the Taylor Family…

6 Tips for Choosing an Independent Insurance Agent

1. Know the difference between independent agents and other insurance agents or carriers. An independent agent represents a number of different insurance companies. In contrast, agents who represent large national companies only sell products from that carrier. A direct insurance company sells to you directly without an agent, typically online. An independent agent has the…

Why Everyone Needs an Umbrella Policy

If you are ever involved in an accident or sued, your standard homeowners or auto policy will provide you with some liability coverage, paying for judgments against you and your attorney’s fees, up to a limit set in the policy. However, in our litigious society, you may want to have an extra layer of liability…

Spring is coming to California! (or so the groundhog thinks)

On Groundhog Day, it’s time to start thinking about spring. (Or time to at least hope that springtime is coming, anyway.) And whether Punxsutawney Phil sees his shadow or not, we here at Gene Morgan Insurance have you covered. Get ready for spring   Although everyone thinks of cleaning when it comes to spring, there…

6 Tips for Choosing an Independent Insurance Agent

1. Know the difference between independent agents and other insurance agents or carriers.  An independent agent represents a number of different insurance companies. In contrast, agents who represent large national companies only sell products from that carrier. A direct insurance company sells to you directly without an agent, typically online. An independent agent has the…

Tips for Choosing a Local Independent Insurance Agency

1. Know the difference between independent agents and other insurance agents or carriers.  An independent agent represents a number of different insurance companies. In contrast, agents who represent large national companies only sell products from that carrier. A direct insurance company sells to you directly without an agent, typically online. An independent agent has the…

7 Reasons Why Gene Morgan Insurance Should Be Your Agent

We’re independent insurance agents. We have the freedom to find you the coverage you need at the lowest possible premium. Complete coverage for individuals and families – auto, homeowners, renters, boats, motor homes, health and life insurance. Complete coverage for your business – business property, liability, workers comp, professional liability, bonds, marine, farms, trucking, accident…

Please Bear With Us!

We have been in the process of transferring to a new agency management platform and will going “live” next week. The new system is highly integrated with many new features. We are trying to learn the new system as fast as we can but may experience delays in processing as we have not become accustomed…