Looking for ways to save on your homeowner’s insurance? Read the top 10 ways to save below! SHOP AROUND. At your renewal be sure to get quotes from multiple companies. An independent agent can provide rate quotes from multiple companies. Every company has different rates in every area. INCREASE YOUR DEDUCTIBLE. Typically, home insurance deductibles…
If you’re going to train your dachshund to drive your boat, you should know these facts first….. Personal watercraft are not generally covered by homeowners or auto insurance, and where they are, the coverage limits can be fairly low. You may need to purchase a specifically designed policy in order to insure these vessels. The personal…
Sure, we may not be quite as suave or have awesome gadgets made out of everyday items, but we help you when it really matters. I mean, how often are you going to be chased down by some nefarious villain? It is more likely that you will have a claim on your insurance policy. Some people…
Maybe these TRUE stories will help change your mind: An insured was a retired doctor with significant assets. The sun was in his eyes and he made a left turn and struck a motorcyclist and killed him. This insured carried a $250k liability policy with no umbrella. The motorcyclist that died was a CEO of a…
Because it is protection for YOURSELF! So what exactly is uninsured motorist coverage? Uninsured or underinsured motorist coverage will pay for injuries to you and your passengers, and also damage to your vehicle, when there is an accident and the other driver is both legally responsible for the accident and is “uninsured.” An uninsured driver…
Only YOU can prevent wildfires! Now that we are approaching the dry summer months, we are at risk for wildfires! California has had the most costly wildfires in recent years. Read on to learn the facts of California wildfires, and how you can help protect your home! GET THE FACTS: In 2009 California had 405,585 acres burned…
Not all of us are dripping in jewels, but you may have a few pieces that are worth something. If that is the case, it might be a good idea for you to schedule them on your homeowners policy. That way if something happens they are not subject to your deductible like they otherwise would…
While you might have a leg up on him in the kryptonite department, the unfortunate truth is that you should probably be prepared for the worst. Life insurance is inexpensive and relatively painless. You could potentially get coverage for around $20 a month! Don’t you think it is worth it to protect your loved…
Getting married and the venue you chose is requiring special event insurance? Before you buy your policy, know what is covered and what might not be! Special event insurance is not only for weddings; it can be used to cover anniversary parties, quinceneras, graduation parties, or any other special event you might be planning! Special…
We know times are tough right now for teachers in California, but we have great news for you! You may be eligible for a discount on your auto insurance for being an educator. Some of our companies are giving discounts up to 13%!!! Amazing!!! Maybe you aren’t a teacher, well we have something for you…
