Sending The Kids Off to College!

We know it seems like just yesterday your kids were headed off to their first day of kindergarten. But amidst the tears and sadness you feel as your children head off to college, there are some more important things to dwell on… like your insurance! Will they have property coverage inside their dorm or apartment?…

Pet Insurance

You buy health insurance for yourself, so why not buy it for your best friend too? Caring for a sick pet can be very costly, especially since your furry friend cannot tell you what is wrong. Pet insurance is becoming more and more common these days and can come in very handy when you need…

Prep Your House for Vacation

As you head out on vacation this summer, we recommend taking the following preventative measures to keep your home and personal belongings safe: Keep your home well-lit. Mount exterior lights in your yard or on your house so that they are out of reach of would-be burglars. Put indoor lights on a timer. Make it…

7 Reasons Why Gene Morgan Should Be Your Insurance Agent!

We’re independent insurance agents. We have the freedom to find you the coverage you need at the lowest possible premium. Complete coverage for individuals and families – auto, homeowners, renters, boats, motor homes, health and life insurance. Complete coverage for your business – business property, liability, workers comp, professional liability, bonds, marine, farms, trucking, accident…

Boating Insurance FAQs

  We’re right in the thick of summer, and boat owners should all be assessing their insurance needs if they do not carry boat insurance already. If you have a boat, you need boat insurance.  Some people assume their homeowners’ policy is all they need to protect their boat. Not true. Typically, homeowners policies limited…

Driving Dangers

Responding to 4 Unexpected Incidents This summer, you might be headed out on a road trip to a state park or maybe just for a quick visit to the in-laws. But, if you lose your brakes, blow a tire or experience another unusual (but not unheard of) problem, you could be headed for trouble.  …

Borrowing a Friend’s Car

I’m borrowing my friend’s car … am I covered? Most people have an idea of what’s covered and not covered under their various insurance policies. But at Gene Morgan Insurance Agency, we get a lot of questions about borrowing or loaning a car.   Anytime you might be looking to borrow your neighbor’s truck for…

Home Security Technology

Home Security is Easier — and Better — Than Ever Think home security in California. is still about bulky camera equipment and wires running all throughout your home? Think again. Today, things have changed quite a bit, and the playing field has been leveled. Advanced tools and security systems are more accessible and affordable than ever. (And installing…

Jet Ski & Wave Runner Safety

Stay Safe on Your Jet Skis™ and WaveRunners™ For a lot of people in the Bay Area, summer means getting out on the water. And you don’t even need a boat to do it. Personal watercraft, such as Jet Skis and WaveRunners, provide a fun and accessible way to enjoy the water. However, these small,…

Reduce Car Accident Risk

3 Easy Ways to Reduce the Risk of a Car Crash Summer is here, and the warmer weather often prompts people in the Bay Area to hop in their cars for weekend (or longer) road trips. Unfortunately, too many of those trips will end up being memorable for the wrong reasons, due to crashes and…