What Car Drivers Need to Know About Motorcycles

Spring is here, which means you’ll likely see more motorcycles on the road. And the key word here is “see.” People driving cars and trucks often fail to notice the motorcyclists around them, partly because they’re not accustomed to looking for them. It’s obvious yet bears repeating: Motorcyclists are much more vulnerable than car and…

4 Things to Know About Taxes and Identity Theft

Join us for our free paper shredding event – May 22nd 2021 9 am – 1 pm During tax season, your personal information is particularly vulnerable. After all, your Social Security number (SSN) is on W-2 forms, your tax return and other financial documents being sent through the mail, transported to accountants and otherwise used…

Garden Water Conservation

It’s gardening season in California but with a potential drought coming water usage is a growing concern. Even if conditions aren’t dry at the moment, it’s a good idea to think about how you use this precious natural resource — and how you can use it more wisely. Here are five great tips from your…

Do You Need Earthquake Insurance?

Earthquakes are real concerns for California homeowners. A recent USGS study puts the odds of having a magnitude 6.7 (the same magnitude as the 1994 Northridge Earthquake) or greater quake in California at more than 99% during the next 30 years. Homeowners’ insurance policies do not cover damage and loss caused by earthquakes. Many people…

So You Need (or Want) to Take a Defensive Driving Course

Whether you were caught speeding (or worse), you’re looking for a discount on your car insurance, or you simply want to be a better driver, there are a wide range of defensive driving and driver improvement courses available in California these days. But, which is right for you? Here are five tips to help you…

Think Renter’s Insurance is Only for Your “Stuff”? Think Again!

Clients often think they don’t need renters insurance — “Nothing I have is worth that much,” they’ll say, or “I don’t have a lot of stuff.” That’s how most people think of renter’s coverage: protection for stuff, and nothing more. After all, it’s inexpensive and it doesn’t even cover the structure itself. So how important…

Insurance Tips for Young Adults

Insurance Tips for Millennials You keep your car filled up with gas so you don’t get stranded on the side of the road. And, your phone charged so your loved ones can reach you. But, what kind of safety measures do you have in place for more extreme scenarios? What if you lost everything you…

Make recycling and reducing routine

Make reduce, reuse and recycle a part of your routine “Reduce, reuse, recycle.” Most likely, you’ve heard that catchy phrase connected with information about saving natural resources and even saving your family money. But how many of us really make reducing, reusing and recycling a part of our everyday life? At Gene Morgan Insurance Agency,…

3 Important Things to Know About Fire Extinguishers

Whether your Bay Area home is a three-story Tudor, a skyline-grazing apartment or an RV on wheels, you need at least one fire extinguisher for it. But if you don’t have the right one, or you haven’t checked it recently, you may have a false sense of security rather than a fire-fighting device. There are…

Read Across America Day: Encourage Reading and Honor Dr. Seuss

Bay Area parents, March 2 is Read Across America Day! We here at Gene Morgan Insurance Agency believe there are so many reasons to encourage children to read. First of all, it’s fun! It’s also an activity that promotes learning and independent thought. But, perhaps most important, becoming a reader can mean the difference between…