Everybody’s workin’ for the weekend

We know times are tough right now for teachers in California, but we have great news for you! You may be eligible for a discount on your auto insurance for being an educator. Some of our companies are giving discounts up to 13%!!! Amazing!!! Maybe you aren’t a teacher, well we have something for you…

Takin’ Care of Business…

Before you start a new business, make sure to research what type and how much insurance you will need; as well as how much it will cost. Also find out what insurance is required by law in your state. General liability insurance is a must for all new business ventures. Any enterprise can be sued. Customers…

Meet your agent, Karla!

I was born in Costa Rica and moved to the United States at the age of five. I grew up in New York and moved to California in 1996. I have not been back to New York since I left as I absolutely love California! I am married and have a 17 year old son and…

Have You Heard?

Our clients love us! Check out some of our most recent testimonials from our clients: “After 35 years with the same insurance company, we decided to contact Gene Morgan’s Insurance to get a quote on our insurance.  Briefly describing our insurance needs to Mike Morgan he requested we email him property addresses, make and model…

What is an umbrella liability policy?

If you are ever sued, your standard homeowners or auto policy will provide you with some liability coverage, paying for judgements against you and your attorney’s fees, up to a limit set in the policy. However, in our litigious society, you may want to have an extra layer of liability protection. That’s what a personal…

Get to know your agent, Diane!

Diane moved to Livermore in 1996 with her husband and has been with Gene Morgan Insurance for 7 years. She is a personal and commercial lines agent, but also specializes in life insurance. So let’s get to know the real Diane…. On a nice day you would probably find her walking her miniature schnauzer, Baxter, taking a leisurely bike…

Pets Are People, Too!

You take them to the park, to the groomer’s, or just for a joyride…they’re your pets and your passengers. So shouldn’t they be covered by your auto insurance policy? We think so. Most insurance companies are adding endorsements on their auto policies to include this much-needed coverage! They understand how much pet owners love their…

Thinking About Earthquake Insurance?

It seems like all the big news stories lately are about earthquakes around the world. Kind of makes you think doesn’t it? Are you prepared if the big one hits? The Insurance Information Institute has some great tips for protecting and preparing yourself just in case. Check it out at http://www.iii.org/Articles/In-Case-of-an-Earthquake.html. If you have any questions please…

Beanie Babies…..Check!!

Do you have a coin or stamp collection? Perhaps you collect Star Wars figurines? Maybe you still have a secret stash of Beanie Babies that you are hoping make a comeback…… Whatever it is, you should be taking stock of what you have, just in case the worst happens. Now, this isn’t only for collectible items, you should also…

Thinking about buying health insurance?

How do I pick a health plan? Whether your employer gives you a choice of plans or you need to purchase your own coverage, it is crucial that you understand your health insurance choices and pick the insurance that is best for you and your family. Here are some questions you should ask yourself when…