Paying too Much for Earthquake Insurance?

Many homeowners in California are unaware that there are options for earthquake insurance; you are not obligated to California Earthquake Authority only. There are many other private insurance companies that offer earthquake insurance, and often times it is less than HALF as much as CEA! You read that right. In many areas in California, the…

Protect Your RV this Winter!

Don’t Delay — Start Thinking About Winterizing Your RV Today Unless you’re headed to a warmer climate for the winter, fall in California is the time to start preparing your RV for winter (as long as you’re done using it for a while, that is). The elements can wreak havoc on your RV’s systems and exterior,…

The Gift of Time Could be Your Best Gift This year!

For many, the holiday season is a time for celebration and fun with loved ones. But for others in the Tri-Valley, the season can be one of the loneliest times of the year. At Gene Morgan Insurance Agency, we know how precious the gift of time can mean to someone in Livermore during the Holidays. Here…

Decorate Safely this Holiday Season!

We know that decorating for Christmas is fun and festive; but before you climb on the roof to string your lights, know that about 12,500 injuries occur every year due to Christmas lights and decorations. Along with injuries, Christmas decorations also cause millions of dollars in property damage during the holidays. Be safe when decorating…

Happy Thanksgiving!

We hope all of our friends & clients a very Happy Thanksgiving! We want to remind our clients that we are closed today & tomorrow in observance of the Thanksgiving Holiday. We will reopen first thing Monday, November 29th at 9 am. If you are donating to our coat drive, please conceal it on the…

Donate to our Coat Drive!

Can you believe it is that time of year already? Our agency is a drop off location for Tri-Valley Rotary’s annual coat drive. Your donation of a new or gently used coat for children ages 2-16 will benefit those in need! Coats will be distributed to children in our community in the month of December….

Ready for a power outage or emergency?

With our California winter storms well under way, it’s always a good idea to have an emergency kit handy in case of power outages or other issues — especially with the threat of stormy weather in fall and winter. See recommendations from the American Red Cross below. Emergency kit basics Water (one gallon per person,…

Do You Need Earthquake Insurance?

Earthquakes are real concerns for California homeowners. A recent USGS study puts the odds of having a magnitude 6.7 (the same magnitude as the 1994 Northridge Earthquake) or greater quake in California at more than 99% during the next 30 years. Homeowners’ insurance policies do not cover damage and loss caused by earthquakes. Many people…

Play it Safe this Halloween

Unlike Halloween 2020, we hope kids are able to get out of the house and safely trick-or-treat this year! Whether your kids are dressed as a hot dog or another delicious treat, smart parents can ensure a safe Halloween by accompanying small children around their neighborhood. If children are old enough to explore the neighborhood…

Savings Choices

Making Smart Savings Choices In today’s unsettled economy, many people are looking for ways to stretch their money—but sometimes this includes altering insurance coverages to dangerously low levels or eliminating coverage entirely. If you’re thinking about changing your coverage to save money, consider these key issues below — and give us a call. We can…