Think Renter’s Insurance is Only for Your “Stuff”? Think Again!

Clients often think they don’t need renters insurance — “Nothing I have is worth that much,” they’ll say, or “I don’t have a lot of stuff.” That’s how most people think of renter’s coverage: protection for stuff, and nothing more. After all, it’s inexpensive and it doesn’t even cover the structure itself. So how important…

Insurance Tips for Young Adults

Insurance Tips for Millennials You keep your car filled up with gas so you don’t get stranded on the side of the road. And, your phone charged so your loved ones can reach you. But, what kind of safety measures do you have in place for more extreme scenarios? What if you lost everything you…

Make recycling and reducing routine

Make reduce, reuse and recycle a part of your routine “Reduce, reuse, recycle.” Most likely, you’ve heard that catchy phrase connected with information about saving natural resources and even saving your family money. But how many of us really make reducing, reusing and recycling a part of our everyday life? At Gene Morgan Insurance Agency,…

3 Important Things to Know About Fire Extinguishers

Whether your Bay Area home is a three-story Tudor, a skyline-grazing apartment or an RV on wheels, you need at least one fire extinguisher for it. But if you don’t have the right one, or you haven’t checked it recently, you may have a false sense of security rather than a fire-fighting device. There are…

Read Across America Day: Encourage Reading and Honor Dr. Seuss

Bay Area parents, March 2 is Read Across America Day! We here at Gene Morgan Insurance Agency believe there are so many reasons to encourage children to read. First of all, it’s fun! It’s also an activity that promotes learning and independent thought. But, perhaps most important, becoming a reader can mean the difference between…

Avoid Deadly Distractions Behind the Wheel

Many people have a limited definition of “distracted driving”: They think it only means texting behind the wheel. There’s good reason for that, because texting requires visual, manual and cognitive attention – the same attention required for safe driving. But although texting is perhaps the most dangerous distraction, there are many others that can impact…

Emergency Preparedness Kit

Last week’s unprecedented and deadly storm in Texas was all the proof we needed here in California that anything can happen. It’s always best to be prepared for the worst. What You Need in an Emergency Kit You never know when a natural disaster is going to hit the Bay Area — or even just…

This Valentine’s day – Give the gift of LOVE & PROTECTION!

Protect those you love the most this Valentine’s day, give the gift of life insurance! Thank you can’t afford life insurance? Think again. Term life insurance is actually much more affordable than most people know. It can cost as little as $12 a month for a healthy individual, depending on the term and amount. Most…

Holiday Decorating Safety Tips!

Now that Thanksgiving is over, many people are already thinking about their Christmas decorating! We know that decorating for Christmas is fun and festive; but before you climb on the roof to string your lights, remember that about 12,500 injuries occur every year due to Christmas lights and decorations. Along with injuries, Christmas decorations also…

Happy Thanksgiving!

Our office is closed for the holiday beginning on Wednesday, November 25th, through Friday the 27th. We will reopen promptly Monday, November 30th at 9 am. Wishing everyone a safe and happy Thanksgiving!