Spring is coming to California! (or so the groundhog thinks)

On Groundhog Day, it’s time to start thinking about spring. (Or time to at least hope that springtime is coming, anyway.) And whether Punxsutawney Phil sees his shadow or not, we here at Gene Morgan Insurance have you covered. Get ready for spring   Although everyone thinks of cleaning when it comes to spring, there…

Decorate Safely this Holiday Season

We know that decorating for Christmas is fun and festive; but before you climb on the roof to string your lights, know that about 12,500 injuries occur every year due to Christmas lights and decorations. Along with injuries, Christmas decorations also cause millions of dollars in property damage during the holidays. Be safe when decorating…

Back to School Reminders for Empty-Nesters

Every fall, college students head back to campus and the things that travel with them get more sophisticated. It’s important to understand the limits of your property coverage that will follow your student to college, whether its across the state of across the country. Personal Property   Students find very creative ways to fill their…

When Water Goes Where It Shouldn’t

Even a small leak can become a major problem, so knowing what you’re covered for and how to prevent water damage are equally important.  The below tips should help uncover any potential water problems down the road and keep your property dry.  Check appliance hoses.  Standard hoses are not as durable as they used to…

The Importance of Renters Insurance

  If you live in a rental home or apartment, chances are you don’t have the proper insurance. Even Uncle Jesse & Joey needed renters insurance!! Despite the fact that rented homes are more likely to be burglarized than owner-occupied properties, nearly 60 percent of renters don’t have a renters policy.   Why does it…

Preparing an Effective Evacuation Plan

  We have seen the recent headlines of the destructive fire in Arizona and the families who have been evacuated from their homes. In the event of a sudden emergency such as a wildfire, you may have just minutes to gather your family and important papers, and get out of your house, possibly for good….

May 1-7 is Declared Wildfire Awareness Week in California

If you live in California, you live in an area prone to wildfire. Are you prepared? Governor Brown has declared May 1st-7th Wildfire Awareness Week. To help promote it, here are some tips to be sure you are adequately covered for a wildfire; as well as suggestions to reduce your potential loss should you become victim to…

Oh The Weather Outside Is Frightful…..

We know how delightful a warm fire is in the winter months. Cuddling up with a cup of hot cocoa and reading your favorite book. However, as the temperature drops the risk of a house fire rises. Renters especially need to be aware of the coverage that they have for personal belongings since this is…

Decorate Safely This Holiday Season!

We know that decorating for Christmas is fun and festive; but before you climb on the roof to string your lights, remember that about 12,500 injuries occur every year due to Christmas lights and decorations. Along with injuries, Christmas decorations also cause millions of dollars in property damage during the holidays. Take a lesson from…

Your Indentity Belongs to You. Protect It!

A 2009 survey shows that identity theft is on the rise-and it’s more likely to start with a stolen wallet than an online phishing expedition. Researchers at Javelin Strategy & Research reported that the number of identity theft cases increased 22 percent to 9.9 million in 2008. Crimes of opportunity, such as stolen wallets, represented…