Mike & Michelle earn coveted Safeco Insurance 2021 Award of Excellence

At Gene Morgan Insurance, our goal has always been to help you and your family make smart insurance decisions. We’re thrilled to announce that the experience, skill and dedication of our team in doing exactly that has been recognized by Safeco Insurance, which recently recognized both Mike & Michelle Morgan as a 2021 Award of…

Tips for Choosing a Local Independent Insurance Agency

1. Know the difference between independent agents and other insurance agents or carriers.  An independent agent represents a number of different insurance companies. In contrast, agents who represent large national companies only sell products from that carrier. A direct insurance company sells to you directly without an agent, typically online. An independent agent has the…

Special Delivery: Savings!

        Can you believe that the year is almost over? Since the holidays are coming up, it's time to start looking for deals. No, I'm not talking about black friday deals at Target. I'm talking about savings on your insurance! If you package your home and auto together with the same carrier,...

It’s Raining, It’s Pouring, Insurance Claims Are Soaring!

          The rain has finally made an appearance this season. That means that we have already had a few calls for weather-related claims. Leaking roofs, fences blowing down, and of course auto incidents because of the slick roads. Don’t let this be you! Take precautions before the rainy season starts. Here…

What is the Value of An Independent Agent?

WE DO THE SHOPPING FOR YOU! Insurance agents are trained and licensed professionals who dedicate their career to helping people with their insurance needs. They offer knowledgeable advice and guidance for all their client’s insurance needs; whether it be home, auto, life, health, or business insurance. Independent agents are a one-stop shop for all insurance!…

Smokey the Bear Says…

Only YOU can prevent wildfires! Now that we are approaching the dry summer months, we are at risk for wildfires! California has had the most costly wildfires in recent years. Read on to learn the facts of California wildfires, and how you can help protect your home! GET THE FACTS: In 2009 California had 405,585 acres burned…

What is an umbrella liability policy?

If you are ever sued, your standard homeowners or auto policy will provide you with some liability coverage, paying for judgements against you and your attorney’s fees, up to a limit set in the policy. However, in our litigious society, you may want to have an extra layer of liability protection. That’s what a personal…

Kokomo? Maybe next year…..

It’s almost summer!! That means luxurious vacations and adventures to exotic islands, right? Well, maybe for some of us, but most of us will work, go home and make dinner, and maybe go to a baseball game on the weekend.  Times are tough right now and it is becoming harder and harder to go on…