Unlike Halloween 2020, we hope kids are able to get out of the house and safely trick-or-treat this year! Whether your kids are dressed as a hot dog or another delicious treat, smart parents can ensure a safe Halloween by accompanying small children around their neighborhood. If children are old enough to explore the neighborhood…
Now that Thanksgiving is over, many people are already thinking about their Christmas decorating! We know that decorating for Christmas is fun and festive; but before you climb on the roof to string your lights, remember that about 12,500 injuries occur every year due to Christmas lights and decorations. Along with injuries, Christmas decorations also…
Every fall, college students head back to campus and the things that travel with them get more sophisticated. It’s important to understand the limits of your property coverage that will follow your student to college, whether its across the state of across the country. Personal Property Students find very creative ways to fill their living…
We recommend taking the following preventative measures to keep your home and personal belongings safe: Keep your home well-lit. Mount exterior lights in your yard or on your house so that they are out of reach of would-be burglars. Put indoor lights on a timer. Make it time-consuming to break into your home. Dead-bolt window…
Summer is well underway, and with the warm weather comes fun in swimming pools! Before you allow children and families to swim in the pool in your backyard, please take these pool safety tips into consideration. General Pool Safety Enclose with a 4 foot fence around all 4 sides. Enclose your pool or spa area…
It’s summer! That means it’s time to break out your boat, jet ski, RV, and ATV, and head up to the mountains or the lake and have some fun!! Before the fun starts though, you should make sure that you have adequate coverage for all of your favorite toys. If you are concerned that you…
Whether your home is seasonally unoccupied, your tenant recently left, or your property is vacant due to unforeseen circumstances, check out these tips on how to protect your vacant property from damage. Residential Property Owners: Keep wind and water out – make sure that tree branches are cut back 5 to 6 feet from roof…
Even a small leak can become a major problem, so knowing what you’re covered for and how to prevent water damage are equally important. The below tips should help uncover any potential water problems down the road and keep your property dry. Check appliance hoses. Standard hoses are not as durable as they used to…
We admit it: As insurance pros, our picture of winter isn’t exactly cozy. Winter storms mean traffic snarls, hillsides turning to sheets of ice, and cars sliding around like hockey pucks. Cold temperatures can cause pipes to burst, frost swells and other damage. Heating your home with fireplaces and holiday lighting can increase the risk…
If you live in a rental home or apartment, chances are you don’t have the proper insurance. Despite the fact that rented homes are more likely to be burglarized than owner-occupied properties, nearly 60 percent of renters don’t have a renters policy. Why does it matter? “If you rent a house or apartment and think…
