For a lot of people in the Bay Area, summer means getting out on the water. And you don’t even need a boat to do it. Personal watercraft, such as Jet Skis and WaveRunners, provide a fun and accessible way to enjoy the water. However, these small, fast and maneuverable watercraft can present their own…
As you head out on vacation this summer, we recommend taking the following preventative measures to keep your home and personal belongings safe: Keep your home well-lit. Mount exterior lights in your yard or on your house so that they are out of reach of would-be burglars. Put indoor lights on a timer. Make it…
Every summer, our team gets calls from customers after a fun weekend on the water takes a turn for the worse. Often, these accidents could have been prevented with just a few simple precautions. Here are a few tips we like – courtesy of our partners at Safeco. Don’t let an accident wreck your fun!…
We know that decorating for Christmas is fun and festive; but before you climb on the roof to string your lights, know that about 12,500 injuries occur every year due to Christmas lights and decorations. Along with injuries, Christmas decorations also cause millions of dollars in property damage during the holidays. Be safe when decorating…
A little extra caution can go a long way while driving at night Summer has ended, and while fall and winter have their own pleasures; longer nights mean increased danger on the roads. You might think you drive just as well at night, but consider this: Even though nighttime driving accounts for just…
A few tips for ensuring your vehicle does not get burglarized: Take ALL valuables out of your car. Most break-ins today are usually “crimes of opportunity,” and are not committed by professional thieves. Any item, no matter how insignificant, may create an interest for break-in. Try not to leave purses, wallets, shopping bags, gym bags,…
Millions of Americans will do some traveling this New Year holiday- the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you’re simply driving around in the bay area or headed to the Lake Tahoe area. At Gene Morgan Insurance, we’d like to help you not only enjoy your…
We know that decorating for Christmas is fun and festive; but before you climb on the roof to string your lights, know that about 12,500 injuries occur every year due to Christmas lights and decorations. Along with injuries, Christmas decorations also cause millions of dollars in property damage during the holidays. Be safe when decorating…
We admit it: As insurance pros, our picture of winter isn’t exactly cozy. Winter storms mean traffic snarls, hillsides turning to sheets of ice, and cars sliding around like hockey pucks. Cold temperatures can cause pipes to burst, frost swells and other damage. Heating your home with fireplaces and holiday lighting can increase the risk…
The economic downturn has had numerous effects on our country. One of these is the increase in uninsured motorists on the road. According to new estimates from the Insurance Research Council, one in seven drivers in the United States are uninsured. Despite the fact that many states have laws requiring drivers to maintain insurance, the…
