Meet Your Agent, Ofelia!

Ofelia grew up in San Jose, California but her hometown is Patterson. She lives there with her husband of 17 years, her two children, and the family’s German Shepard. In her downtime, Ofelia enjoys listening to books on CD, country music,  listening to the rain, going for walks, and going to new places with her…

It’s A Nice Day For A White Wedding

Getting married and the venue you chose is requiring special event insurance? Before you buy your policy, know what is covered and what might not be! Special event insurance is not only for weddings; it can be used to cover anniversary parties, quinceneras, graduation parties, or any other special event you might be planning! Special…

Everybody’s workin’ for the weekend

We know times are tough right now for teachers in California, but we have great news for you! You may be eligible for a discount on your auto insurance for being an educator. Some of our companies are giving discounts up to 13%!!! Amazing!!! Maybe you aren’t a teacher, well we have something for you…

Takin’ Care of Business…

Before you start a new business, make sure to research what type and how much insurance you will need; as well as how much it will cost. Also find out what insurance is required by law in your state. General liability insurance is a must for all new business ventures. Any enterprise can be sued. Customers…

In the summertime when the weather is fine….

It’s almost summer!!! That means it’s time to break out your boat, jet ski, RV, and ATV, and head up to the mountains or the lake and have some fun!! Before the fun starts though, you should make sure that you have adequate coverage for all of your favorite toys. If you are concerned that…

Meet your agent, Karla!

I was born in Costa Rica and moved to the United States at the age of five. I grew up in New York and moved to California in 1996. I have not been back to New York since I left as I absolutely love California! I am married and have a 17 year old son and…

What is an umbrella liability policy?

If you are ever sued, your standard homeowners or auto policy will provide you with some liability coverage, paying for judgements against you and your attorney’s fees, up to a limit set in the policy. However, in our litigious society, you may want to have an extra layer of liability protection. That’s what a personal…

Get to know your agent, Diane!

Diane moved to Livermore in 1996 with her husband and has been with Gene Morgan Insurance for 7 years. She is a personal and commercial lines agent, but also specializes in life insurance. So let’s get to know the real Diane…. On a nice day you would probably find her walking her miniature schnauzer, Baxter, taking a leisurely bike…

Pets Are People, Too!

You take them to the park, to the groomer’s, or just for a joyride…they’re your pets and your passengers. So shouldn’t they be covered by your auto insurance policy? We think so. Most insurance companies are adding endorsements on their auto policies to include this much-needed coverage! They understand how much pet owners love their…

Thinking About Earthquake Insurance?

It seems like all the big news stories lately are about earthquakes around the world. Kind of makes you think doesn’t it? Are you prepared if the big one hits? The Insurance Information Institute has some great tips for protecting and preparing yourself just in case. Check it out at http://www.iii.org/Articles/In-Case-of-an-Earthquake.html. If you have any questions please…