If you are ever involved in an accident or sued, your standard homeowners or auto policy will provide you with some liability coverage, paying for judgments against you and your attorney’s fees, up to a limit set in the policy. However, in our litigious society, you may want to have an extra layer of liability…
If you are ever sued, your standard homeowners or auto policy will provide you with some liability coverage, paying for judgments against you and your attorney’s fees, up to a limit set in the policy. However, in our litigious society, you may want to have an extra layer of liability protection. That’s what a personal…
Umbrella insurance refers to liability insurancethat is in excess of underlying insurance (home & auto) and also potentially primary insurance for losses not covered by the other policies. In the blink of an eye, a multimillion dollar lawsuit could jeopardize your home, car, property, savings, investments and even your future income. In most cases an…
If you are ever sued, your standard homeowners or auto policy will provide you with some liability coverage, paying for judgments against you and your attorney’s fees, up to a limit set in the policy. However, in our litigious society, you may want to have an extra layer of liability protection. That’s what a personal…
In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits. Large damages can be awarded, be extremely expensive and have long-term financial impact. Those lawsuits can come from unlikely sources, such as our furry…
A client of ours recently was involved in an unfortunate accident which has really reinforced our belief that most of our clients need an umbrella policy to protect their financial future. Most of our clients are unaware that standard limits on a homeowner’s or auto policy may not be enough!! If you are ever sued,…
If you have assets to protect, it is essential you buy an umbrella policy to cover your home and auto insurance policies. Claims can arise from many different situations. The below list are true-life stories that can easily happen to anyone. Auto Insurance Claims. A policyholder’s child loses control on a highway overpass. The car…
Maybe these TRUE stories will help change your mind: An insured was a retired doctor with significant assets. The sun was in his eyes and he made a left turn and struck a motorcyclist and killed him. This insured carried a $250k liability policy with no umbrella. The motorcyclist that died was a CEO of a…
