Play it Safe this Halloween

Whether your kids are dressed as a hot dog or another delicious treat, smart parents can ensure a safe Halloween by accompanying small children around their neighborhood. If children are old enough to explore the neighborhood on their own, advice them to visit homes where they know they’ll be welcome. If the house is dark…

3 Easy Ways to Reduce the Risk of a Car Crash

With stormy weather right around the corner it is more important now to drive safe on the road. Unfortunately, too many trips on the road will end up being memorable for the wrong reasons, due to crashes and other risks that drivers face anytime they hit the road. You can take control of your next…

Water Leak in Your Home? Follow These Steps

Here in California, the Bay Area got soaked over the past weekend. Did you sprout a new water leak in your home? Are you just now discovering water damage? Follow these emergency guidelines to properly mitigate the damage to your home. Immediately call ServPro or another emergency service to stop and clean up the water…

Winter-Proof Your Home Before Winter Storms Begin

Although it may be hard to imagine preparing for winter storms today since it is still sunny and warm outside, now is the perfect time to “winter-proof” your home. Many winter-related disasters in your home can be prevented if you take simple precautions now in preparing your home for winter weather. An important part of…

Home Security is Easier — and Better — Than Ever

Think home security in California. is still about bulky camera equipment and wires running all throughout your home? Think again. Today, things have changed quite a bit, and the playing field has been leveled. Advanced tools and security systems are more accessible and affordable than ever. (And installing them might get you a discount on your…

Think You Can’t Afford Life Insurance, or Don’t Need it?

Thank you can’t afford life insurance? Think again. Term life insurance is actually much more affordable than most people know. It can cost as little as $12 a month for a healthy individual, depending on the term and amount. Most plans offer flexible payment options that can be helpful if your financial situation changes later…

Changes in Your Life? Now is the Time to Assess Your Life Insurance Needs

Have you recently had important changes in your life? Now is the time to assess your current life insurance needs. Whether it be to protect your family or plan for retirement, there will never be a more opportune time. Important life changes that can chance life insurance needs: Marriage New Child New grandchild Divorce Remarriage…

How Much Life Insurance Do You Need?

When purchasing life insurance, the question really isn’t how much you need, but how much capital your family will need at the time of your death, which depends on two variables: 1)    How much will be needed at death to meet immediate obligations? This amount takes into account all final expenses: uncovered medical bills, funeral…

Going Camping? Keep Your High-Tech Gear Safe With These Tips

First things first: Do you really need to bring your tablet or laptop on your camping trip in Yosemite or another campsite in Northern California? Are you really going to watch a movie instead of looking at the stars? Check your email instead of roasting marshmallows? Work instead of play? Well, OK. We can’t stop…

6 Questions to ask Before Buying a Life Insurance Policy

The benefits of a life insurance policy are clear: the coverage provides financial protection against the death of a policyholder in the form of a payment to the beneficiary; and life insurance proceeds are not taxable income. However, it is important that you find the policy that best fits your situation. Here are six key…