Protect Your Vacant Home!

Whether your home is seasonally unoccupied, your tenant recently left, or your property is vacant due to unforeseen circumstances, check out these tips on how to protect your vacant property from damage. Residential Property Owners: Keep wind and water out – make sure that tree branches are cut back 5 to 6 feet from roof…

Oh the Weather Outside is Frightful

We know how delightful a warm fire is in the winter months. Cuddling up with a cup of hot cocoa and reading your favorite book. However, as the temperature drops the risk of a house fire rises. Renters especially need to be aware of the coverage that they have for personal belongings since this is…

When Water Goes Where It Shouldn’t

Even a small leak can become a major problem, so knowing what you’re covered for and how to prevent water damage are equally important.  The below tips should help uncover any potential water problems down the road and keep your property dry. Check appliance hoses.  Standard hoses are not as durable as they used to…

Winter Storms Ahead – Are You Ready?

We admit it: As insurance pros, our picture of winter isn’t exactly cozy. Winter storms mean traffic snarls, hillsides turning to sheets of ice, and cars sliding around like hockey pucks. Cold temperatures can cause pipes to burst, frost swells and other damage. Heating your home with fireplaces and holiday lighting can increase the risk…

Preparing an Effective Evacuation Plan

In the event of a sudden emergency such as a wildfire, you may have just minutes to gather your family and important papers, and get out of your house, possibly for good. Are you prepared? With preparation and practice, you stand the best chance of getting out with what you and your family need, and…

The Importance of Renter’s Insurance

If you live in a rental home or apartment, chances are you don’t have the proper insurance. Despite the fact that rented homes are more likely to be burglarized than owner-occupied properties, nearly 60 percent of renters don’t have a renters policy. Why does it matter? “If you rent a house or apartment and think…

What To Do After a Car Accident

The scene of a car accident can be scary and stressful, but if you know exactly what to do the whole process can go a lot more smoothly. Here are a few things to keep in mind: – If you are not at fault in an accident it is not necessary for you to get…

Don’t Let Fido Take a Bite Out of Your Wallet!

Did you know you are held liable by law if your dog bites someone? A person who is bit by a dog can sue the owner for any amount they wish! Homeowners insurance will protect you if you are held liable in court if your dog has bitten someone. Liability limits range anywhere from, $100,000…

Manage Your Insurance Policy on the Go!

With today’s improved technology, most major insurance companies have introduced phone applications. Companies from Progressive, Travelers, Safeco, Nationwide, Allstate, State Farm, Farmers, and many others have introcuded such apps. Not sure how to find these applications? Contact your insurance agent if you need help. So what does this mean for you? You can pay your…

Why Do You Need Uninsured Motorist Coverage?

Because it is protection for YOURSELF! So what exactly is uninsured motorist coverage? Uninsured or underinsured motorist coverage will pay for injuries to you and your passengers, and also damage to your vehicle, when there is an accident and the other driver is both legally responsible for the accident and is “uninsured.” An uninsured driver…